TAKE YOUR TIMEBefore you invest your retirement money with a Financial Advisor always go tobrokercheck.finra.org and type in the name of the advisor you are working withBrokerCheck is a trusted tool that shows you employment history, certifications.licenses and any violations for brokers and investments advisorsRichard L. Williams. Investment Adviser Representative·1378 Railroad Avenue. Chipley, FL . 850-638-0004Investment Adviser Representative and Registered Representative of, and security and investment advisoryservices offered through Voya Financial Advisors, Inc. (member SIPC)

Date: January 10, 2018

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ING Financial Partners

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TAKE YOUR TIME Before you invest your retirement money with a Financial Advisor always go to brokercheck.finra.org and type in the name of the advisor you are working with BrokerCheck is a trusted tool that shows you employment history, certifications. licenses and any violations for brokers and investments advisors Richard L. Williams. Investment Adviser Representative·1378 Railroad Avenue. Chipley, FL . 850-638-0004 Investment Adviser Representative and Registered Representative of, and security and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC)